What is Pay-for-deletion

Sometimes if you are really trying to move fast with your credit restoration you can embark on a journey called pay per deletion.  In general, a collection or derogatory account can remain on your credit report for up to seven years (and in rare cases, longer) if you don’t apply the proper debt filter. The goal of a pay for deletion arrangement is to get a collection agency or creditor to remove a collection account entirely from your credit report before the Fair Credit Reporting Act (FCRA) requires it to do so based on you paying them a fixed amount of money.   Normally we do