Perfect Credit,
Made Simple
Let the world’s leading credit experts fix your credit for FREE. NEVER PAY FOR CREDIT REPAIR AGAIN! 100% legal and permanent. We guarantee you a 50–100-point increase in usually 90 days or less. This introductory offer is limited to the first 10,000 clients who make a minimum Donation to our Legal Fund.
Starting at $0/ down and $0/month.
Why is this free?
The Credit and Debt Management Institute (CDMI) is the leader in credit technology. WE CURRENTLY HOLD ALL 3 CREDIT INDUSTRY RECORDS INCLUDING THE HIGHEST CREDIT SCORE IN THE WORLD, 990. We wrote the algorithm for credit restoration. We have successfully used our proprietary Rapid Restructure algorithm for the past 25 years on our high-net-worth clients and now we are making this technology available to working class Americans who have been victimized by covid, unscrupulous creditors or uncaring credit bureaus. Our founder currently has 3 active lawsuits against the credit bureaus totaling over $1 billion.
False reporting is a crime that can no longer be tolerated. Time Magazine stated that, “The Top 1% of Americans Have Taken $50 Trillion From the Bottom 90%—And That’s Made the U.S. Less Secure”. Fraudulent reporting steals 50 – 100 points from every working American. We are giving it back! Time magazine says that every American worker is losing $600 – $2500 every month, every year they work. This program will give you a 20% raise instantly. We are searching for individuals who have been victimized by the credit bureaus who will stand with us to bring awareness to this issue. Don’t you deserve an 850-credit score and the prosperity and opportunities it will bring to your family.
Here is how we do it
Once you donate to our Legal Fund you will be sent a donation receipt number to waive our normal $350 set up fee and the $99 monthly payment. Then we will send you our enrollment package. Please also include your referral code.
Send us a copy of your recent identity iq report so that we can score your credit report using our algorithm to create the perfect strategy to get you up to an 850-credit score.
We set up your online portal to monitor your progress as our legal document specialists (LDA) prepare your paperwork under the supervision of our legal team.
Once we reach a total of 10,000 participants, we begin the Rapid Restructure Process. If you need to get started today, then please enroll in our perfect credit program. Either way you can now simply watch your credit score grow every month.
Want a FREE consultation?
Get a copy of your initial credit report for $1 from this link, then call our office 888-551-5533 to schedule a free consultation.
What sets PerfectCredit4Free.com apart?
PerfectCredit4Free.com

- Bureau challenges/disputes
- Works with all 3 credit bureaus
- Creditor interventions
- ID Theft Insurance
- FICO® score improvement
- Debt Filtration – option
- Legal Remedy – option
- Student Loan Program – option
- Bankruptcy Removal Tool – option
- Zero Point Conversion – option
- Foreclosure Abatement - option
- Perfect Business Credit – option
- Up to $250,000 in loans once over 720
- Credit Industry Records*
- Sued Credit Bureaus for $1 Billion**
- Sued by CFPB for $3.1 Billion for consumer fraud
PerfectCredit4Life.com
- Bureau challenges/disputes
- Works with all 3 credit bureaus
- Creditor interventions
- ID Theft Insurance
- FICO® score improvement
- Debt Filtration – option
- Legal Remedy – option
- Student Loan Program – option
- Bankruptcy Removal Tool – option
- Zero Point Conversion – option
- Foreclosure Abatement - option
- Perfect Business Credit – option
- Up to $250,000 in loans once over 720
- Credit Industry Records*
- Sued Credit Bureaus for $1 Billion**
- Sued by CFPB for $3.1 Billion for consumer fraud
CreditRepair.com
- Bureau challenges/disputes
- Works with all 3 credit bureaus
- Creditor interventions
- ID Theft Insurance
- FICO® score improvement
- Debt Filtration – option
- Legal Remedy – option
- Student Loan Program – option
- Bankruptcy Removal Tool – option
- Zero Point Conversion – option
- Foreclosure Abatement - option
- Perfect Business Credit – option
- Up to $250,000 in loans once over 720
- Credit Industry Records*
- Sued Credit Bureaus for $1 Billion**
- Sued by CFPB for $3.1 Billion for consumer fraud
Lexington Law
- Bureau challenges/disputes
- Works with all 3 credit bureaus
- Creditor interventions
- ID Theft Insurance
- FICO® score improvement
- Debt Filtration – option
- Legal Remedy – option
- Student Loan Program – option
- Bankruptcy Removal Tool – option
- Zero Point Conversion – option
- Foreclosure Abatement - option
- Perfect Business Credit – option
- Up to $250,000 in loans once over 720
- Credit Industry Records*
- Sued Credit Bureaus for $1 Billion**
- Sued by CFPB for $3.1 Billion for consumer fraud
Want a FREE consultation?
Get a copy of your initial credit report for $1 from this link, then call our
office 888-551-5533 to schedule a free consultation
Get your FREE Comprehensive Credit Evaluation now
- FREE Preapproved Loan Strategy Report
- FREE Credit Score Summary
- FREE credit restoration strategy report
- FREE proven strategies for foreclosures, judgements, student loans, garnishments, repossessions or tax liens.

PerfectCredit4Free.com is the world’s leading credit experts, in fact to prove this we are offering a “90 Day Credit Challenge”, any person or company, that claims to be “credit experts” or “the best in the business”, that can beat our 3 records and post those results on social media, we will give them $1,000,000 no questions asked. In addition, we will give our first 10,000 clients who participated in this free introduction to our technology $1,000 cash each.