Credit Repair Process

Congratulations, by signing up for one of our strategic credit restoration and development services you are now on your way to perfect credit.  Currently, CDMI holds all three credit industry awards; The World’s Highest Credit Score (one of our clients has a perfect 990), The Fastest Credit Turnaround (one of our clients went from the 500’s to the 800’s in 30 days) and finally The Most Deletions in a Single Dispute( forty).  This is why we are considered to be the world’s leading credit experts.  In this complex financially troubled world you need to have an expert in your corner.  Our philosophy is simple, “your credit will make you more money than your job ever will, your money will make you even more money, and your ideas will make you rich.  Because we believe in this universal truth we are very serious about getting you perfect credit. Most credit companies are only concerned with taking your money; we are in the results business. There are three phases you must complete in order to achieve the perfect credit score:

• • Zero Derogatory Credit (ZDC)– our goal is to insure that every client achieves and maintains a clean credit profile.  
  • FICO Compliant Restructuring (FCR) – paying your bills on time is only 35% of your credit score.  It is possible to have ZDC and still have bad credit.  That is why our founder took the time to reverse engineer the FICO algorithms so that he could create formulas that allow us to structure your credit in perfect alignment with the FICO model.
  • Trade Line Enhancement (TLE) – some formulas require you to have the right types of credit and the right number of trade lines when seeking perfect credit. Our staff will guide you in trade line enhancement to ensure you reach your credit score goals.

Here at CDMI we are experts in credit and debt law.  Whether it takes you 30 days or 12 months to restore your credit it is important that you realize that this process is different for everyone and no matter what, we are there until you are happy with your results.  As long as you follow the outline in our package, we guarantee our work.  Our methodology is a combination of art and science; we are constantly evolving our methods to stay one step ahead of the industry.