Credit Education
Understanding your credit starts here!
Negative items
How to eliminate a tax lien The IRS has one of the best debt filters around. That is one of the reasons …
How to get a refund for a previous garnishment Getting a refund from a previous garnishment is very straight forward process for …
How to reverse a judgment Reversing a judgement is not an easy task, however it is one that we do routinely. Most …
What is debt filtration? Debt Filtration is the science of eliminating debts legally and permanently, without payment. That’s right, I said eliminating …
Credit Scores
How do I weaponize my credit score? Having perfect credit is essential to having a prosperous life in America. However, if you …
How do i monetize my credit score? Once you have over 800 credit score you are technically a millionaire in this country. …
What is the algorithm for a perfect 850 credit score? ZDC + 2-6 CC @ 1-30% + less than 6 inquiries + …
What is perfect credit? Perfect credit means ZDC or Zero Derogatory Credit. Most banks now require ZDC in order to obtain loans …
Credit Restoration
What is a Legal Remedy Administrative Remedy is a formal process that follows the Uniform Commercial Code. It is the process that …
What is a Legal Remedy The reason that our program is so successful is because we use legal remedy whenever necessary. If …
Why does the IRS pay all of my bad debts? The IRS is your rich relative that pays almost every bad debt …
What is a courtesy late payment removal? Late payments on a credit card or other loan can have a widespread financial impact …
What is Pay-for-deletion Sometimes if you are really trying to move fast with your credit restoration you can embark on a journey …
Should I pay bad debt Never! filter bad debt first then if anything is left you would pay it with a contingency …