PerfectCredit4Free

Credit Education

Understanding your credit starts here!

Negative items

How to receive a credit bureau violation refund If you have tried to dispute a legitimate item from your credit report and …

How to stop a foreclosure Using a debt filter is the only way to permanently remove a foreclosure from your credit report …

How to remove repossession Using a debt filter is the only way to permanently remove repossession from your credit report and eliminate …

How to remove charge-offs Using a debt filter is the only way to permanently remove charge offs from your credit report. Removing …

How to eliminate medical bills Medical bill debt elimination is very straight forward once you have the right methodology. Debt filtration is …

How to remove bankruptcy from your credit Bankruptcy is one of the hardest items to remove from your credit, but it is …

Credit Scores

What is a BICS score? This is the real credit score.  The Bankers Internal Credit Score (BICS) rating systems analyze a borrower’s …

What does FICO stand for? This is a great question to ask anyone who purports to be a credit expert or give …

How to build perfect business credit? How to successfully sue the credit bureaus for $1 million and win

How to build perfect business credit? What do I need to start building business credit? 1. Proper paperwork filed for your business …

How to get a check for $25,000 for bad credit The Fair Credit Reporting Act allows you to collect up to $1000 …

Where do I get a copy of my credit history? identityiq.com

Credit Restoration

Who was Sued by CFPB for $3.1 Billion? Both Lexington law and Creditrepair.com they are the 2 biggest credit repair firms in …

Why did we Sue the Credit Bureaus for over $1 Billion Our founder Dr. Michael C. “Grayson is currently suing Equifax in …

What are the three Credit Industry Records The first record is the world’s highest credit score   The fastest credit turnaround from …

What is the Grayson Codicil When you die your debts normally die with you unless you leave an inheritance.  If there’s no …

What is Zero Point Conversion Zero-point conversion is the technique tat allows you to convert all of your existing debt to the …

What is the Student Loan Program This program will help you navigate student loan cancelation and forgiveness options including the one-time federal …