What is Pay-for-deletion Sometimes if you are really trying to move fast with your credit restoration you can embark on a journey called pay per deletion. In general, a collection or derogatory account can remain on your credit report for up to seven years (and in rare cases, longer) if you don’t apply the proper […]
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Should I pay bad debt Never! filter bad debt first then if anything is left you would pay it with a contingency letter. Never settle or pay bad debt without a contingency letter.
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Can I fix my credit myself Credit repair itself is not illegal but most credit repair practices are illegal. For instance, if your credit repair company disputes an item that is clearly yours and they tell the credit bureau that it is not mine then that information is false, and you are then guilty of
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Can I fix my credit myself Yes of course you can. It’s just like brain surgery, you could do it yourself but is it desirable. When something is a s important as your credit to your overall happiness, prosperity and access to the American dream why would you have anyone who is not the best
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Can inquiries be removed from my credit Yes of course everything can be removed from your credit. However, the credit bureaus hate taking off inquiries because their subscribers your creditors want to limit your access to capital. No matter how great your credit score is you will still get turned down for excessive credit inquiries
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What should I do if I had a student loan with Navient? Navient has consistently ranked as one of the most disliked student loan servicers among borrowers. There are also several Navient lawsuits that contend the servicer’s missteps have indeed entered into criminal territory. With so many customer service and repayment guidance complaints, student loan
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How long should it take to fix my credit It should only take 3-6 months to restore your credit if done properly. Of course, every situation is different, and some remedies take a lot longer but on average this is the time frame that our clients report. If you are using a credit repair place
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